Instalment Loans Representative APR
- For Lenders charging an interest rate of less than 100%. Representative 33.6% APR.
Representative Example: £2200 borrowed for 36 Months. Total Amount Repayable is £4172.37. Interest Charged is £1972.37, Interest Rate 29.9% (Variable).
Representative Example: 1212% APR variable.
£300 borrowed over 30 days would equal total borrowing of £372.
Deposit of loan could take 2-3 days depending on your bank and lender approved with.
Representative Example:£4,000 over 4 years, representative 42.9% APR fixed
. Monthly payment £158.90. Annual interest rate 36.24% fixed. Interest payable £3,627.20. Total repayable £7,627.20.
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Note: the APR you are offered may differ depending on the lender that accepts you.
1st Loans is
a trading style of Joel Malach.
We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952
Registered Office: Warwick House, Lowes Road, Manchester. BL9 6PJ
1st Loan may receive a fee/commission for either referral or completion of your loan application.
1st Loan is not a lender but a broker that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.
Payday Loans should be used for short term lender purposes only - not as part of a longer term financial option. Not all lenders will offer a 100% online decision - some may require to speak to you or require further forms of identification or details to check affordability.
You will be credit checked by lender(s) to determine if you can be approved a loan.
1st Loan is a responsible broker, and as such, would not be able to
help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.
Please see our Responsible Lending Code of Practice
for further information or for contact details of organisations who can help people in financial difficulties