Secured Loan Application
 

Secured Loan Enquiry Form

Complete your details below and one of our advisors will get back to you with a loan quote.
Please read Important Information given at the foot of this page before applying

£
£
£
£
£

Please Read and Confirm

 

We only want you to apply for a loan if you’re sure you can repay it in full on your due date and still manage your other outgoings. Please tick here to confirm you have provided accurate financial information and considered potential future income and outgoings in determining your ability to repay.

Our brokerage service involves undertaking searches with our network of lending partners who may contact you in relation to your application.

This website is operated by its owners, information of who they are can be found within this website, and the broker will process your information. Please read our Privacy Statement and Terms for details of how the information you provide is processed and the terms and conditions. Please tick the box to confirm you have read and understood the Privacy Statement and Terms and are happy that some lenders may carry out credit searches to determine loan suitability.

Please indicate if you are happy for us to share your information with other carefully selected financial services organisations, other than those contacted from this application, so they can contact you about other products and services. This could be via telephone, SMS, post or e-mail. Please tick the box to opt-in.

By submitting this form, you confirm you agree to our Terms & Privacy Statement

Important Information

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan or plan for your individual circumstances. We will do everything we can to get your loan paid out as quickly as possible.

If you are looking for a new loan to replace other forms of credit, such as credit cards, Hire Purchase or other loans, you are advised that the duration of the new loan will be longer or the total amount payable will be higher than your existing arrangements

Secured Loans: A broker fee of up to 12.5% will be added to secured loans.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

We offer loans throughout the UK

Contact us   Terms & conditions

Copyright © 2017. 1st Loan is a trading style of Joel Malach. We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952. Registered Office: Warwick House, Lowes Road, Manchester. BL9 6PJ

1st Loan may receive a fee/commission for either referral or completion of your loan application.
1st Loan is not a lender but a licensed Credit Broker that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.
1st Loan is an Introducer to SM Loans for secured loan business

1st Loan is a responsible broker, and as such, would not be able to help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.

Please see our Responsible Lending Code of Practice for further information or for contact details of organisations who can help people in financial difficulties
Please read our Treating Customers Fairly Policy which shows our commitment to treating our clients fairly and meeting their expectations of high quality service.

 

Secured Loans

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%.

Where the loan recommended is a Secured Loan, security will be required on your home
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MoneyAdviceService.org.uk