Personal Unsecured Loans

Personal Loans. Find out how much a low cost personal unsecured loan could cost, Complete your details and we will give you a personalised personal loan quote. Find out how much to Consolidate your debts with a low APR interest loan

Instalment Loans Representative 33.6% APR. Representative Example: £2200 borrowed for 36 Months. Total Amount Repayable is £4172.37. Interest Charged is £1972.37, Interest Rate 29.9% (Variable).
Payday Loans Representative Example: Amount of credit: £300 for 30 days. One total repayment of £372.00. Interest: £72.00. 1212% APR Representative
Guarantor Loans: Representative Example 42.9% APR fixed: £4,000 over 4 years. Monthly payment £158.90. Annual interest rate 36.24% fixed. Interest payable £3,627.20. Total repayable £7,627.20.

Our fast, secure application gives you access to multiple lenders, finding you the cheapest loan based on your personal circumstances*.

 

  • Our smart loan search does not affect your credit rating**
  • It finds the lowest rate loan available to you
  • Secure, two minute application
Representative APR - For Lenders charging an interest rate of less than 100%. Representative 33.6% APR. Representative Example: £2200 borrowed for 36 Months. Total Amount Repayable is £4172.37. Interest Charged is £1972.37, Interest Rate 29.9% (Variable).

Representative APR - For Lenders charging an interest rate of more than 100%.  Representative Example: 1212% APR variable.  £300 borrowed over 30 days would equal total borrowing of £372.

Guarantor Loans: Representative Example 42.9% APR fixed: £4,000 over 4 years. Monthly payment £158.90. Annual interest rate 36.24% fixed. Interest payable £3,627.20. Total repayable £7,627.20.

*subject to lenders requirements and approval
**Although our lender searches will not affect your credit rating in any way, if you are accepted by a lender, they may carry out a full credit search in order to assess your ability to repay

Where the loan recommended is a Secured Loan, security will be required on your home



 

Cheap Personal Loans

We are licensed Credit Broker and not a Lender. Are you looking for a low rate personal loan? We can put you in touch with a reputable loan broker if you are having financial problems and you are worried about where to get help with you finances.

personal loans

If you need to raise money fast, a qualified loan adviser can help you get back control of your finances.

You can use an unsecured loan to pay for a car or go on a well earned holiday or to pay off debts. Personal loans at low interest APR rates are available for tenants, homeowners or people living with family or renting

Unsecured Loans

If you need an unsecured loan then we can help. You may want to pay off debts quickly, or possibly consolidate other loans or credit cards

Personal Unsecured Loans

Looking for a small loan under £1000?
£small loans for people with bad credit history

We can help with debt consolidation as well as personal loans for people who need to raise money quickly.

If this is the first time you have dealt with us, let us explain the way we work. We take your enquiry, then pass it on to the a panel of lenders we think will be able to handle your own individual circumstances. They will find the most suitable lender for your specific requirements and get back to you with a product that suits your needs. The broker will contact you by telephone or email to clarify any issues that they are not sure about. You are under no obligation at any time to go ahead with their advice.

1st Loans offers a first class service to our clients. We expect you to be more than satisfied with the outstanding service you receive from us and our brokers. If not, please let us know and we will do our best to help with any problems you may encounter. We will never ask you for any up front fees for arranging your finances.

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan or plan for your individual circumstances. We will do everything we can to get your loan paid out as quickly as possible.

Low Interest Unsecured Loans

If you are looking for a new loan to replace other forms of credit, such as credit cards, Hire Purchase or other loans, you are advised that the duration of the new loan will be longer or the total amount payable will be higher than your existing arrangements

Unsecured loans are available from £1,000 to £25,000. Representative 12.6% APR variable. Representative Example: If you borrow £11,000 over 6 years at an annual rate of 8.9% (variable) you will repay £230.63 per month and total amount payable £16,605.36.

 

Secured Loans: A broker fee of up to 12.5% will be added to secured loans.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

We offer loans throughout the UK

Contact us   Terms & conditions

Copyright © 2016   1st Loan is a trading style of Joel Malach. We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952. Registered Office: Warwick House, Lowes Road, Manchester. BL9 6PJ

1st Loan may receive a fee/commission for either referral or completion of your loan application.
1st Loan is not a lender but a broker that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.
1st Loan is an Introducer to SM Loans for secured loan business

1st Loan is a responsible broker, and as such, would not be able to help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.

Please see our Responsible Lending Code of Practice for further information or for contact details of organisations who can help people in financial difficulties

 


Manchester LoanBirmingham LoanLondon Loan Loans for Blacklisted People£10000, £20000 loans £10,000 Loan Conservatories Bristol


 
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MoneyAdviceService.org.uk
× Please Note: 1st Loan does not charge upfront fees for loans. We never phone customers – if you receive a call from someone claiming to be 1st Loan, please hang up