£12000 Loans. Need a £12000 Loan today? Unsecured loans available for young people aged 18 to 21, even with bad credit history. To find out how much a personal loan could cost, complete the application and get a personalised quote for a £12000 loan. Find out how much it is to borrow £12000 with a fast payout unsecured loan.
This illustration is for a standard personal loan. Depending on your circumstances, you may not qualify for a standard loan, but may be offered a short term, high cost (payday) loan. Complete the application and we will get back to you with the most suitable loan we can offer
You may want to borrow money to help with expenses when an emergency expense or unexpected bill occurs. Loans available from lenders normally range from £2500 loans to £25000, although the amount you apply for will depend on your needs.
You may decide to think about applying for a loan if you suddenly face unexpected costs. For example, a larger gas or electricity bill than you had expected or emergency repairs to your car or home. A loan is a cash advance that your would normally expect to pay back in a specific time period.
These loans are usually used to help pay for something unexpected or some emergency expenditure. Before applying for a loan, you need to make sure that the loan is right for you and that you are comfortable you will be able to repay it on time.
You should ensure that you search to find out the best loan for you based on your financial circumstances. Ideally, you could borrow the money from a friend or relative, but it's not always that simple.
1st Loan works with brokers who offer unsecured loans to people who have cash flow needs. You can apply for an unsecured loan up to a maximum of £25,000. You can apply for a loan today even if you have a poor or bad credit history. Loans are available to young people aged 18, 19, 20, 21 and over.
You need to complete the short application form to find out how much a £12000 loan will cost you.
Please make sure a short term loan is right for you before taking it out. You should always think very carefully before committing to any form of credit or borrowing money.
If you're trying to manage existing debt or in financial difficulty, consider what your options are before you borrow. For further help on managing your money visit the Money Advice Service.
Our fast, secure application gives you access to multiple lenders, finding you the cheapest loan based on your personal circumstances*.For short term loans, payday loans, car loans, unsecured homeowner loans
This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan or plan for your individual circumstances. We will do everything we can to get your loan paid out as quickly as possible.
If you are looking for a new loan to replace other forms of credit, such as credit cards, Hire Purchase or other loans, you are advised that the duration of the new loan will be longer or the total amount payable will be higher than your existing arrangements
We offer loans throughout the UK
Copyright © 2018. 1st Loan is a trading style of Joel Malach. We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952. Registered Office: Warwick House, Lowes Road, Manchester. BL9 6PJ1st Loan may receive a fee/commission for either referral or completion of your loan application.
1st Loan is a responsible broker, and as such, would not be able to help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.
Please see our Responsible Lending Code of Practice for further information or for contact details of organisations who can help people in financial difficulties
Please read our Treating Customers Fairly Policy which shows our commitment to treating our clients fairly and meeting their expectations of high quality service.
Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%.
Rates from 5.7% to 278%. Representative 51.1% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £6,512.44 in 24 monthly instalments of £271.36. Interest charged is £4,512.44, interest rate 112.8% (variable)Short Term Loans
Rates from 278% to 1576%. Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)
This page provides information and advice on £12000 loans