This is the website of 1st Loan, loan broker for people in Ripon. Discover how much the payments are on a personal loan. Complete your details and we will give you a personalised loan quote. A low cost loan can be used for many purposes, such as paying off credit and store cards as well as high rate personal loans.
Live in Ripon and looking for a low rate personal loan? We can put you in touch with a reputable loan broker if you are having financial problems and you are worried about where to get help with you finances.
If you want to raise money quickly, then a qualified loan adviser will be able to help you take back control of your finances. An unsecured loan can be used to raise finance for essential home improvements, car repairs to get you back on the road or paying off other high rate finance. Personal loans with low interest rates are available for tenants, homeowners or people living with family or renting.
A bad credit history, such as defaults, CCJs or missed payments does not automatically mean you cannot get a personal loan. You may want to raise finance to pay off other high rate finance quickly to consolidate loans or credit cards
There are different types of loans available on this website:
You need to be very sure that you are able to keep up the repayments with a secured loan as the loan is secured on your property. A secured loan is only available to people who own their own home, so the lender has added security if you fail to keep up the repayments.
One advantage of a secured loan is that it can be cheaper for people with a poor credit record, as the lender has the added security of your property. This means that they may be more likely to lend to someone with a bad credit history.
While the maximum amount for personal loans is £35,000, you may be able to borrow a larger amount with a secured loan - up to £75,000 depending on the value of your property and your other financial circumstances.
The term for a secured loan is normally from 5 years to 25 years. This longer than the maximum period for an unsecured loan which is 7 years.
You need to complete the short application form to find out how much a loan will cost you.
We offer loans throughout the UK
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This page provides information and advice on loans for people in Ripon